The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed life insurance scheme aimed at providing financial security to individuals and their families. Launched in 2015, this initiative ensures affordable life coverage for Indian citizens, especially those from lower-income groups.

Key Features of PMJJBY:

✅ Affordable Premium: The scheme offers life insurance coverage at just ₹436 per year.
✅ Coverage Amount: Provides a ₹2 lakh life cover in case of death due to any reason.
✅ Eligibility: Available for individuals aged 18 to 50 years with a savings bank account.
✅ Auto-Renewal: The policy is automatically renewed every year for continued coverage.
✅ Easy Enrollment: Citizens can enroll through participating banks and insurance companies.

Why is PMJJBY Important?

Life is unpredictable, and financial stability is crucial for every family. PMJJBY ensures that loved ones are financially supported in case of an unfortunate loss. With its low premium and extensive reach, it empowers millions to secure their future.

How to Enroll?

Individuals can apply through their bank’s net banking, mobile banking, or by visiting their branch. The premium is directly debited from the linked savings account.

By offering an accessible and cost-effective life insurance solution, PMJJBY is a step towards financial inclusion and security for all. If you haven't enrolled yet, consider securing your family’s future today!

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